Plans

Everything your F&I office needs, one flat plan per rooftop.

No per-seat fees, no long-term contracts. Plans are quoted per store after a 20-minute demo with your own products, so a single rooftop and a twelve-store group each get the right number.

Flat per rooftop Unlimited finance managers Month-to-month First-month guarantee
What’s inside

Nine tools, one login, built around your contracts

Every module reads from the same knowledge base: the actual product contracts and brochures your store uploads. Nothing generic, nothing blended across providers.

Core

AI Assistant

Ask anything about VSC, GAP, maintenance, or any product you sell. Answers come from your contracts first, cite the source document, and never invent coverage or numbers.

For: every finance manager, mid-deal or between deals
Core

Roleplay Practice

Run the box against a skeptical, hostile, friendly, or price-obsessed AI customer, by text or hands-free voice. Every session is scored on five coaching dimensions with a rewrite of your weakest line.

For: new hires ramping, veterans sharpening
New

Tests & Certifications

Multiple-choice tests generated from your product contracts, graded instantly, with the exact contract language shown on every miss. Admins assign certifying tests; managers earn 90-day certifications and badges.

For: directors who want proof the team knows the product
New

Menu Builder

Build a four-column protection menu from a deal in seconds, by voice or by hand, with live payments per column. Compliance checks run before you present, including California’s GAP and EV rules, and every acknowledgement is retained.

For: finance directors replacing paper menus or a clunky DMS menu
Core

Comparison Proposals

Drop in a competitor’s quote or type the customer’s situation and get a side-by-side proposal that shows exactly where your coverage wins, exported as a branded PDF.

For: beating the credit union or the online warranty
Pro

Instant Pre-Qual

Consent-based soft pull returns a VantageScore band and DTI in seconds, plus an AI game plan for which products fit and how to open. No hard inquiry, no effect on the customer’s credit.

For: desking the right products before the customer sits down
Pro

Live Coach

With the customer’s written consent, Live Coach listens in the box and surfaces silent, one-line word tracks on the manager’s screen. Nothing is recorded or stored, and stores can switch it off entirely.

For: stores where state law and policy allow it
New

Rooftop Analytics

A director’s dashboard by date range and by manager: scores over time, objection handling by type, product knowledge, badges, what each person excels at and needs to work on, with an AI coach’s note and a one-click PDF.

For: finance directors and GMs running the team
Core

Leaderboard & Badges

Roleplay and product-knowledge rankings kept separate on purpose, weekly practice quotas, and earned badges like Objection Handler, Closer, and Certified that show up on every manager’s profile.

For: keeping practice competitive without a spreadsheet
Plans

What’s in each plan

Four levels, all flat per rooftop with unlimited finance managers. We’ll recommend one on the demo based on how many stores you run and which modules you’ll actually use.

Module Starter Pro MOST POPULAR Business Enterprise
Sell & train
AI Assistanttrained on your F&I catalog, cites sources
Roleplay Practicescored sessions, four customer types
Tests & Certificationscontract-grounded tests, 90-day certs, badges
Comparison Proposalscompetitor-quote breakdown, PDF export
Menu Buildercompliant four-column menu, acknowledgements, PDF
Leaderboard & Badgesroleplay + knowledge rankings, practice quotas
In the box
Hands-free voice modetalk to the assistant and roleplay customer—
Instant Pre-Qualconsent-based soft pull + AI game plan—
Live Coachreal-time word tracks, consent-gated, nothing stored—
Manage the team
Rooftop Analyticsdirector dashboard, per-manager insights, PDF reports—
Session Review & Coach-your-AIread any session, turn feedback into store policy—
Multiple rooftops, one accountgroup leaderboard and analytics——
Hands-on onboarding & priority supportwe load your catalog and train the team——
Custom catalog ingestion & featuresbuilt for your stores, dedicated support———
Book a demoBook a demoBook a demoTalk to us
Starter is one rooftop. Business covers up to three rooftops on one account. Enterprise is for dealer groups and networks and is scoped store by store.

How pricing works

We quote per rooftop after a demo, because a single store and a group should not pay the same way. Whatever the number, the terms are the same for everyone.

  • One flat price per rooftop, per month
  • Unlimited finance managers and admins
  • Month-to-month, cancel any time
  • Annual option with two months free
  • Group pricing for multiple rooftops
  • Hands-on setup with your own contracts
First-month guarantee
One extra service contract or GAP policy typically covers a month several times over. If Finance Concepts AI doesn’t pay for itself in your first 30 days, we refund the month. No forms, no fine print.
Book a demo
Your contracts stay yoursEach store’s knowledge base is isolated at the database level. No store ever sees another’s documents.
Live Coach stores nothingConsent-gated, no recordings, no transcripts retained. Stores can turn it off entirely.
Compliance built inMenu checks for California’s GAP and EV rules, disclosures on every acknowledgement, and menus retained for the required period.
Security detailsWhat we never keep, how access works, and where we are on SOC 2. Read the security page →
Questions

Good to know

What does “per rooftop” mean?

One dealership location. Every finance manager and admin at that location is included; you never pay per seat. Groups pay per location with volume pricing.

Why don’t you list prices?

Because a single-point store and a twelve-store group shouldn’t get the same quote. A 20-minute demo tells us which modules you’ll use and how many rooftops you run, and you get a flat number on the spot.

What’s the difference between Starter and Pro?

Pro adds the in-the-box tools: hands-free voice, Instant Pre-Qual, Live Coach, plus Rooftop Analytics and Session Review for whoever runs the team. Starter is the training and selling core.

Is there a contract?

No. Plans are month-to-month and you can cancel any time. An annual option is available at roughly two months free if you’d rather pay once.

How is it trained on our products?

You upload your product contracts and brochures; the platform indexes them for your store only. Every answer, test question, and menu description comes from those documents and cites the source.

How long does setup take?

Same day. After the demo your store admin creates the account, uploads the catalog, and invites the team. On Business and Enterprise we do the catalog load and team training with you.

See it with your own products, then get your number.

A 20-minute live demo with your contracts loaded, a real competitor-quote breakdown, and a flat per-rooftop quote before you hang up.